Freeze identity thieves out of consumers' credit files State identity theft protection bills that give consumers the right to place a security freezes on their credit files

2005 Session

Alaska

HB 226 An Act relating to breaches of security involving personal information; and relating to credit report security freezes.
http://www.legis.state.ak.us/basis/get_bill_text.asp?hsid=HB0226A&session=24

SB 148 An Act relating to breaches of security involving personal information; and relating to credit report security freezes.
http://www.legis.state.ak.us/basis/get_bill_text.asp?hsid=HB0226A&session=24

SB 149 An Act relating to breaches of security involving personal information; and relating to credit report security freezes. Senator Guess
http://www.legis.state.ak.us/basis/get_bill_text.asp?hsid=SB0149A&session=24

Contact: AKPIRG: Steve Cleary, (907) 278-3661

The Alaska legislature did not pass these bills in 2005. Check this space when the Legislature returns for more information.

Colorado - Enacted

SB 137, Credit Report Security Freeze Act, sponsored by Senator Dan Grossman, Representative Angela Paccione and Representative Jerry Frangas
http://www.leg.state.co.us/CLICS2005A/csl.nsf/fsbillcont3/349195C4D17F1A7787256F8E0001202B?Open&file=137_01.pdf

Contacts: COPIRG: Rex Wilmouth, Director Phone: (303) 573-7474

Connecticut: - Enacted

SB 650, An Act Requiring Credit Bureaus to Offer Security Freezes
http://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=650&which_year=2005

Contact: CONNPIRG: Chris Phelps, Director Phone: (860) 233-7554

Hawaii

HB655 and SB764, An Act Relating to Consumer Credit Reporting Agencies for Identity Theft Victims (this measure gives the right to place a security freeze only to ID theft victims)
http://www.capitol.hawaii.gov/sessioncurrent/bills/hb655_.htm
http://www.capitol.hawaii.gov/sessioncurrent/bills/sb764_.htm

The Hawaii legislature did not pass these bills in 2005. Check this space when the Legislature returns for more information.

Illinois - Enacted

HB 1058, Credit Report Security Freeze Act for Identity Theft Victims, sponsored by Representative Marlow H. Colvin
http://www.ilga.gov/legislation/94/hb/09400hb1058lv.htm
(this measure gives the right to place a security freeze only to ID theft victims)
Contact: Illinois PIRG: John Gaudette Phone: (312) 364-0096

Indiana

SB 178, Security Freeze for Consumer Reports, sponsored by Senator Gary Dillon
http://www.in.gov/legislative/bills/2005/PDF/IN/IN0178.1.pdf
Senator Gary Dillon
200 W. Washington Street
Indianapolis, IN 46204
(317) 232-9400

The Indiana Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Kansas

HB 2438 An Act amending and supplementing the fair credit reporting act; providing for nondisclosure of certain information under certain circumstances.
http://www.kslegislature.org/bills/2006/2438.pdf

The Kansas Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Kentucky

HB 396, An Act Relating to Consumer Protection by Rep. Lee
http://www.lrc.state.ky.us/record/05rs/HB396/bill.doc

The Kentucky Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Maine - Enacted

An Act Regarding Identity Theft Deterrence
L.D. 581, S.P. 190, Senator Bromley
http://janus.state.me.us/legis/LawMakerWeb/externalsiteframe.asp?ID=280015326&LD=581&Type=1&SessionID=6

Maryland

An Act Regarding Security Freezes, sponsored by Delegate Neil Quinter
HB 1569, http://mlis.state.md.us/2005rs/billfile/HB1569.htm

An Act Regarding Security Freezes, sponsored by Senator Lisa Gladden
SB 879, http://mlis.state.md.us/2005rs/bills/sb/sb0879f.pdf

Another identity theft prevention measure in Maryland, not addressing the security freeze issue, is:
HB 56, An Act Concerning the Privacy of Social Security Numbers, sponsored by Delegate Shane Pendergrass
http://mlis.state.md.us/2005rs/billfile/HB0056.htm

Contact: MARYPIRG: Brad Heavner, Director, Phone: (410) 467-0439
The Maryland Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Massachusetts

S.B. 184, An Act to Prevent Identity Theft and Establish a Victims Bill of Rights, sponsored by Senator Jarret Barrios and Representative Michael Costello
http://www.mass.gov/legis/bills/senate/st00/st00184.htm

Contact: MASSPIRG: Deirdre Cummings, Consumer Program Director
Eric Bourassa, Consumer Associate
Phone: (617) 292-4800

Michigan

H.B. 4672, A Bill to Require Credit Reporting Agencies to Place Security Freezes on Certain Consumer Credit Information, sponsored by Representative Kathy Angerer
http://www.legislature.mi.gov/mileg.asp?page=getObject&objName=2005-HB-4672

S.B. 377, A Bill to Require Credit Reporting Agencies to Place Security Freezes on Certain Consumer Credit Information, sponsored by Senator Gilda Jacobs
http://www.legislature.mi.gov/mileg.asp?page=getObject&objName=2005-SB-0377

Status: HB 4672 introduced on April 26; SB 377 introduced on April 13

PIRGIM: Megan Owens, Consumer Advocate, Phone: (734) 662-6597

Minnesota

H.F. 1943, relating to consumer protection; authorizing a consumer to place a security freeze on the consumer's credit report
http://www.revisor.leg.state.mn.us/bin/bldbill.php?bill=H1943.0&session=ls84

The Minnsesota Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Missouri

S.B. 506, introduced by Senators Dougherty, Green Bray, Wheeler, Days, Kennedy, Callahan and Wilson
http://www.senate.mo.gov/05info/pdf-bill/intro/SB506.pdf

The Missouri Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Nevada - Enacted

S.B. 80, sponsored by Senator Bob Beers
http://www.leg.state.nv.us/73rd/bills/SB/SB80_EN.pdf

Contact: Senator Beers
bbeers@sen.state.nv.us

New Jersey - Enacted

A 4001, The "Identity Theft Prevention Act"
http://www.njleg.state.nj.us/2004/Bills/A3500/4001_I1.HTM

S 1914, The "Identity Theft Prevention Act"
http://www.njleg.state.nj.us/2004/Bills/S2000/1914_I1.HTM

Contact: NJPIRG, Abigail Caplovitz, Phone: (609) 394-8155


New York

A. 7349, Enacts provisions to prevent identity theft and mitigate detriments arising from identity theft
http://assembly.state.ny.us/leg/?bn=A07349

North Carolina – Enacted

S.B. 1048, Identity Theft Protection Act of 2005, sponsored by Senator Clodfelter
http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S1048v2.pdf

Contact: NCPIRG, Elizabeth Ouzts, Phone: (919) 833-2070

Oregon

S.B. 627, An Act Relating to Credit Reporting Agencies, sponsored by Senator Prozanski
http://landru.leg.state.or.us/05reg/measures/sb0600.dir/sb0627.intro.html

Contact: OSPIRG: Shannon Callahan, Staff Attorney, Phone: (503) 231-4181

Oregon legislature did not pass this bill in 2005. Check this space when the Legislature returns for more information.

Pennsylvania

SB 180, An Act Providing for Protection From Identity Theft, by Corman, et al.
http://www.trendtrack.com/texis/tt/pasearch/remove_nums.htm/+/http://www.legis.state.pa.us/WU01/LI/BI/BT/2005/0/SB0180P0251.HTM

Contact: PennPIRG, Beth McConnell, (215) 732-3747

Texas

SB 100, sponsored by Senator Rodney Ellis, Relating to a request for placement of a security freeze on a consumer file maintained by a consumer reporting agency. This bill would strengthen an existing state statute in Texas.
http://www.capitol.state.tx.us/cgi-bin/db2www/tlo/billhist/Smatrix.d2w/report?LEG=79&SESS=R&CHAMBER=S&BILLTYPE=B&BILLSUFFIX=00100&SORT=Asc

Contact: TEXPIRG: Luke Metzger, Public Interest Advocate, Phone: (512) 479-7287
The Texas Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

South Carolina

S. 423, Consumer Report Security Freeze, by Sheehan
http://www.scstatehouse.net/sess116_2005-2006/bills/423.htm

South Carolina legislature did not pass this bill in 2005. Check this space when the Legislature returns for more information.

Utah

S.B. 39 Consumer Credit Protection Act
Senator Charlene M. Walker
http://www.le.state.ut.us/~2005/bills/sbillamd/sb0039s01.pdf

The Utah Legislature finished without enacting this bill. Check this space when the Legislature returns for more information.

Washington - Enacted

S.B. 5418, An Act Relating to Placing a Security Freeze on a Credit Report
Senators Berkey, Benton, Fairly, Shin, Kastama, Carrell, McAuliffe, Benson, Prentice, Delvin, Kohl-Welles, Keiser, Kline
http://www.leg.wa.gov/pub/billinfo/2005-06/Pdf/Bills/Senate%20Bills/5418.pdf
http://www.leg.wa.gov/pub/billinfo/2005-06/Pdf/Amendments/Senate/5418%20AMS%20BERK%20S1586.1.pdf

Contact: WASHPIRG: Robert Pregulman, Executive Director, (206) 568-2850


For information from Consumers Union about the value for consumers of a security freeze, please contact:

Gail Hillebrand, Consumers Union, West Coast Office
415) 431-6747

List updated 9-29-05