Alameda County

Major Rehab Low-Interest Loans

Alameda Co. Housing & Community Development (510) 670-5398
Available in most cities in Alameda Co. - call to verify your city’s eligibility.

Berkeley Community Development Dept. (Berkeley only) (510) 644-6590

Oakland Office of Housing & Neighborhood Development (Oakland only) (510) 238-3909
City of Fremont Housing Rehabilitation Program (Fremont only) (510) 494-4500

City of Hayward Housing Conservation Program (Hayward residents only) (510) 293-5440

San Leandro Development Department (San Leandro residents only) (510) 577-6002

No-Interest Mini Loans ($5,000 maximum)

Alameda Co. Housing & Community Development (510) 670-5398
Available in most cities in Alameda Co. - call to verify your city’s eligibility.

Minor Home Repair Grants

Alameda Co. Housing & Community Development (510) 670-5398
Available in most cities in Alameda Co. - call to verify your city’s eligibility.

Berkeley Minor Home Repair (Berkeley homeowners only) (510) 540-1187

City of Fremont Housing Rehabilitation Program (Fremont only) (510) 494-4500

Exterior Paint/Clean-up Grants ($2,000 max. for San Leandro residents) (510) 670-5398

Contra Costa County

Neighborhood Preservation Program (510) 335-1137
Housing rehabilitation loans are available throughout Contra Costa County except for the incorporated limits of the cities of Concord, Pittsburg, Richmond, San Pablo, and Walnut Creek. Call the numbers listed below for information regarding specific cities.

City of Concord Housing Rehabilitation Loan Program, Housing Department (925) 671-3364

City of Pittsburg Housing Rehabilitation Loan Program, Housing Department (925) 439-4890

City of Richmond Housing Rehabilitation Loan Program, Housing Department (510) 307-8140

City of San Pablo Housing Rehabilitation Loan Program, Housing Department (510) 215-3000

City of Walnut Creek Housing Rehabilitation Loan Program, Housing Dept (925) 943-5899

Each of these communities operate programs and may be contacted directly for information.

San Francisco County

Code Enforcement & Rehabilitation Fund (CERF) (415) 252-3102
The City and County of San Francisco has developed a citywide hardship loan program making funds available to property owners to correct any condition which the City has determined to be unsafe or in violation of the existing building code. Program is overseen by the Mayor’s Office of Housing.

Community Housing Rehabilitation Program (CHRP) (415) 252-3191
CHRP program funds are available for the correction of San Francisco Housing Code deficiencies for low-income owner-occupants. Applicants must own their own property for at least one year before applying for the loan. Program has both deferred payment loans and amortized loans, available for buildings that have one or two units. Maximum loan amount is $40,000 per unit, at an interest rate of 3%. Available to low-income owner-occupants in certain San Francisco neighborhoods - call to verify your area’s eligibility. Program is overseen by the Mayor’s Office of Housing.

Citywide Rehabilitation Program (for low-income seniors) (415) 252-3191
The CHRP program funds are available citywide for the correction of major San Francisco Housing Code deficiencies for low-income seniors who are owner-occupants of single-family dwellings. Eligible rehab work includes electrical, plumbing, termite, dry rot, exterior and interior painting, roof repair/replacement, replacing windows, upgrading kitchens and bathrooms, and accessibility modifications - widening doorways, lowering cabinets, adding chair lifts and ramps. Program is overseen by the Mayor’s Office of Housing.

San Mateo County

Human Services Agency/Housing & Community Development (650) 802-5050
Provides low-interest loans to low- and moderate-income property owners to rehabilitate their property. Daly City, Redwood City, and San Mateo have separate programs for their residents. Call these city offices for information, using the numbers below.

City of Daly City Housing Rehabilitation Loan Program, Housing Department (650) 991-8000

City of Redwood City Housing Rehabilitation Loan Program, Housing Dept (650) 780-7000

City of San Mateo Housing Rehabilitation Loan Program, Housing Department (650) 377-3396

Santa Clara County

Economic & Social Opportunities (ESO) (408) 971-2560
Has a variety of programs that can assist low-income seniors or families in the following areas: minor home repairs, home accessibility, and home weatherization. Call for eligibility. The Handyworker Program assists homeowners (families and seniors) who meet their income guidelines with minor house repairs. The Home Access Program includes such services as wheelchair ramps. Adaptive steps, grab bars, and handrails. The Home Weatherization Program serves either renters or homeowners (disabled or seniors) whose homes need insulation, weather-stripping or assistance with energy conservation.

Housing Repair and Rehabilitation Loans
Available for residents who meet specific income criteria. Loans and/or grants are available to repair a roof, build a wheelchair ramp, or bring a home up to local housing codes. All Santa Clara County cities offer such loans except Monte Sereno, Los Altos, and Los Altos Hills. County residents are also eligible for this program. Call the numbers listed below for information regarding specific cities.

Senior Home Repair Service (650) 326-5362
Offers a variety of home fix-it services for all Palo Alto senior homeowners age 55+. Lower income clients may take advantage of a subsidized arrangement where fees are charged on a sliding scale, based on total household income.

Vector Control (408) 299-2050
Instructs residents on how to control pests in their homes - free of charge.

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